Discover it® with Cashback Match(TM)

Benefits

• Apply through Amazon.com and get a $50 Amazon.com Gift Card once you're approved. We'll automatically add your Amazon Gift Card to your Amazon account within 3 days.
• Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
• You could turn $200 into $400 with Cashback MatchTM. We'll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
• Pay with your rewards at Amazon or redeem your cash back for any amount, any time. Cash rewards never expire.
• • 100% U.S. based customer service.
• FICO® Credit Scores for free on statements and online.
• 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
• Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.

Product Description

The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (September, 2016). Please click "Apply Now" above to see the most up to date terms and conditions.

Annual Percentage Rate
Purchase APR	11.24% - 23.24% (Variable)*
Balance Transfer APR	11.24% - 23.24% (Variable)*
Cash Advance APR	25.24% (Variable)*
Penalty APR	None
Overdraft APR	N/A
Fees
Annual Fee	None
Balance Transfer Fee	3% of the amount of each transfer
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee	None
Late Payment Fee	None the first time you pay late. After that, up to $37
Return Payment Fee	Up to $37
Over-the-Credit-Limit fee	None
Other Information
Rewards Type	Cash back
Issuer	Discover
Network	Discover
Minimum Credit Quality (What's This)	Excellent

Additional Details & Restrictions

* Intro purchase APR is 0% for 12 months from the date of account opening; then the standard purchase APR applies. Intro balance transfer APR is 0% for 12 months from date of first transfer, for transfers under this offer that post to your account by 12/10/2016; then the standard purchase APR applies. Standard purchase APR: from 11.24% variable to 23.24% variable depending on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: $.50. Cash advance fee: 5%, min. $10. Balance transfer fee: 3%. Annual Fee: $0. Rates as of 8/31/2016. When we evaluate creditworthiness, we consider your credit report, all the information you provide and other information. Customers with the best credit profiles receive the lowest rate. Other customers receive higher rates and may be offered an account with different rates or terms, including no introductory rates or rewards incentives. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* REWARDS: We will send full terms and conditions with your card. Each quarterly 5% program has a cap on category purchases and you must sign up for each program. The amount of the cap may change. 5% category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Rewards have no expiration. We will credit your Account with your Cashback Bonus balance if your Account is closed or if you have not used it within 18 months. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. Call 1-800-347-3085 for more details.

* Sign up to earn 5% Cashback Bonus on up to $1,500 in purchases made at Home Improvement Stores and at Amazon.com from 7/1/16 (or the date on which you sign up, whichever is later) through 9/30/16. Home Improvement Stores are defined as home improvement retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.
Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

* FICO(R) Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score and key factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO(R) Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO(R) is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO(R) Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO

* Cashback MatchTM: After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

* Freeze it: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

* Get a $50 Amazon.com digital gift card after you are approved for a Discover it card. Offer only available to new cardmembers. Your gift card will automatically be added to your Amazon.com account within three days. One digital gift card per account. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace.

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Important Information from Amazon

The information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the current credit card and rewards terms and conditions on the financial institution's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances.

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.

*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.