- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
- 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
- Pay with your rewards at Amazon.com or redeem cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- FICO® Credit Scores for free on statements and online.
- No annual fee
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
Sign-Up Offer
- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
Product Description
The information shown on this page is provided by the financial
institution and is believed to be accurate at the time of posting
(September, 2016). Please click "Apply Now" above to see the most up to
date terms and conditions.
Card Benefits
- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed. 1% cash back on all your other purchases.
- 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 11.24% – 23.24%. A 3% fee applies to each transferred balance.
- Pay with your rewards at Amazon or redeem cash back for any amount, any time. Cash rewards never expire.
Annual Percentage Rate | |
|---|---|
| Purchase APR | 11.24% - 23.24% (Variable)* |
| Balance Transfer APR | 11.24% - 23.24% (Variable)* |
| Cash Advance APR | 25.24% (Variable)* |
| Penalty APR | None |
| Overdraft APR | N/A |
Fees | |
| Annual Fee | None |
| Balance Transfer Fee | 3% of the amount of each transfer |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Foreign Transaction Fee | None |
| Late Payment Fee | None the first time you pay late. After that, up to $37 |
| Return Payment Fee | Up to $37 |
| Over-the-Credit-Limit-Fee | None |
Other Information | |
| Rewards Type | Cash back |
| Issuer | Discover |
| Network | Discover |
| Minimum Credit Quality (What's This) | Excellent |
Additional Details & Restrictions
* Intro purchase APR is 0% for 12 months from the date of account
opening; then the standard purchase APR applies. Intro balance transfer
APR is 0% for 12 months from date of first transfer, for transfers under
this offer that post to your account by 12/10/2016; then the
standard purchase APR applies. Standard purchase APR: from 11.24%
variable to 23.24% variable depending on your creditworthiness. Cash
APR: 25.24% variable. Variable APRs will vary with the market based on
the Prime Rate. Minimum interest charge: $.50. Cash advance fee: 5%,
min. $10. Balance transfer fee: 3%. Annual Fee: $0. Rates as of 8/31/2016.
When we evaluate creditworthiness, we consider your credit report, all
the information you provide and other information. Customers with the
best credit profiles receive the lowest rate. Other customers receive
higher rates and may be offered an account with different rates or
terms, including no introductory rates or rewards incentives. We will
apply payments at our discretion, including in a manner most favorable
or convenient for us. Each billing period, we will generally apply
amounts you pay that exceed the Minimum Payment Due to balances with
higher APRs before balances with lower APRs as of the date we credit
your payment.
* REWARDS: We will send full terms and conditions with your card. Earn a
full 2% Cashback Bonus on your first $1000 in combined gas and
restaurant purchases each calendar quarter. Calendar quarters are
defined as the three-month periods beginning January 1, April 1, July 1,
and October 1. Gas and restaurant category purchases over the quarterly
cap, and all other purchases, earn 1% cash back. Gas and restaurant
purchases are those made at merchants classified as gas stations and
full service restaurants, cafes, cafeterias and fast-food locations.
Purchases coded in categories other than these, including purchases made
at warehouse clubs, wholesale distributors, and discount stores, will
not qualify. Purchases made using Near Field Communication (NFC),
virtual wallets, or similar technology may not be eligible. Rewards are
added to your Cashback Bonus account within 2 billing periods. You can
redeem rewards in any amount at any time. Rewards never expire. We will
credit your account with your Cashback Bonus balance if your account is
closed or if you have not used your account within 18 months. Redemption
may not be available for approximately 24-48 hours if your card is lost
or stolen. See Cashback Bonus Program Terms and Conditions for further
details or call 1-800-347-3085.
* FICO(R) Credit Score Terms: Your FICO(R) Credit
Score and key factors are based on data from TransUnion and may be
different from other credit scores. This information is intended for and
only provided to Primary cardmembers who have an available score. See
Discover.com/FICO about the availability of your score. Your score and
key factors are available on Discover.com and your score is provided on
statements. You will see up to a year of recent scores starting when you
become a cardmember. Discover and other lenders may use different
inputs, such as a FICO(R) Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO(R) is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO(R) Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO
If you prefer not to receive your FICO(R) Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO
* Cashback MatchTM: After the first 12 consecutive billing
periods that your new account is open, we will match all of the cash
back rewards you’ve earned and apply them to your account in the
following one or two billing periods. If your account is closed or no
longer in the cash back reward program at the time we calculate your
potential award, your cash back will not be matched. You’ve earned cash
back rewards when they have posted to your account by the end of the
12th consecutive billing period. This promotional offer may not be
offered in the future. This exclusive offer is available only to new
cardmembers.
* Freeze it: When you freeze your account, Discover will not authorize
new purchases, cash advances or balance transfers. However, some
activity will continue, including bills that merchants mark as
recurring, as well as returns, credits, dispute adjustments, payments,
Discover protection product fees, other account fees, interest, rewards
redemptions and certain other exempted transactions.
Important Information from Amazon
The information provided is for summary purposes only and at the time of
posting is believed to be accurate. When you click on the Apply Now
button you can review the current credit card and rewards terms and
conditions on the financial institution's web site. Amazon is not a
financial service provider and does not have any information in respect
of your financial situation, your credit history or your suitability for
any credit card. Please review the terms and conditions of each credit
card and rewards offer carefully to determine what product may be best
suited for you and your financial circumstances.
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.
0 comments
Post a Comment