- You can start using your card today at Amazon.com after approval†
- Get a $50 Amazon.com Gift Card* instantly upon credit card approval
- Earn 3% Back at Amazon.com†
- Earn 2% Back at gas stations, restaurants and drugstores†
- Earn 1% Back on all other purchases†
- No annual fee‡
Sign-Up Offer
- A $50 Amazon.com Gift Card* will instantly be loaded into your Amazon.com Account upon the approval of your credit card application
Benefits
- Get Rewarded on Every Purchase: 3% Back at Amazon.com, 2% Back at gas stations, restaurants and drugstores and 1% Back on all other purchases.† Your % Back rewards are earned as points. You get one point for every penny you earn in % Back rewards.
- Redeem for instant savings at Amazon.com checkout. During checkout, you can see your rewards balance and choose how much to use. There’s no minimum to redeem. 100 points = $1.00 when redeemed at Amazon.com towards eligible purchases.†
- You can also redeem for cash back, gift cards, travel and more.
- No annual fee‡| No Earning Caps
Product Description
| Annual Percentage Rate | |
|---|---|
| Purchase APR | 14.49% to 22.49%‡, based on your creditworthiness |
| Balance Transfer APR | 14.49% to 22.49%‡, based on your creditworthiness |
| Cash Advance APR | 25.24%‡ |
| Overdraft Advance APR | 25.24%‡ |
| Minimum Interest Charge | None |
‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms.
| |
| Fees | |
| Annual Membership Fee | $0 |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance Fee | Either $10 or 5% of the amount of each transfer, whichever is greater. |
| Foreign Transaction Fee | 3% of each transaction in US dollars |
| Return Check Fee | None |
| Late Payment Fee | Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more |
| Return Payment Fee | Up to $37 |
| Over-the-Credit-Limit-Fee | None |
| Other Information | |
| Rewards Type | Points |
| Issuer | Chase Bank USA, N.A. |
| Network | Visa® |
| Minimum Credit Quality (What's This) | |
† Offer Details
Instant Credit: If you respond via the Internet, the majority of
applications are responded to in less than 60 seconds. Your actual
response time may vary depending on the Internet connection and volume
of submitted requests. We may not be able to give you an immediate
answer in every instance. Accounts subject to credit approval.
Restrictions and limitations apply. Amazon.com Rewards Visa credit cards
are issued by Chase Bank USA, N.A. Offer subject to change.
Earning Rewards: % Back and Points: % Back rewards are the
rewards you earn under the program. % Back rewards are earned as points.
You get one point for every penny you earn in % Back rewards. You may
simply see % Back in marketing materials when referring to the rewards
you earn. How you can earn points: You'll earn points when you,
or an authorized user, use a card to make purchases of products and
services, minus returns or refunds. Buying products and services with
your card, in most cases, will count as a purchase; however, the
following types of transactions won't count and won't earn points:
balance transfers, cash advances, travelers checks, foreign currency,
money orders, wire transfers or similar cash-like transactions, lottery
tickets, casino gaming chips, race track wagers or similar betting
transactions, any checks that access your account, overdraft advances,
interest, unauthorized or fraudulent charges, and fees of any kind,
including an annual fee, if applicable. 3% Back: You'll earn 3%
Back for each $1 of eligible purchases made at Amazon.com. 3% Back
applies only to purchases made at Amazon.com (including digital
downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime
subscription, and items sold by third-party merchants through
Amazon.com's marketplace). 3% Back does not apply to purchases made at
Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any
other website operated by Amazon.com, its affiliates and subsidiaries.
This equates to $0.03 in % Back rewards, which is equal to 3 points, for
each $1 spent. 2% Back: You'll earn 2% Back for each $1 spent in
the following rewards categories: gas stations; drugstores; office
supply stores; restaurants. This equates to $0.02 in %Back rewards,
which is equal to 2 points, for each $1 spent. 1% Back: You'll
earn 1% Back for each $1 spent on all other purchases. This equates to
$0.01 in % Back rewards, which is equal to 1 point, for each $1 spent.
We may offer you ways to earn bonus points through the program. You'll
find out more about the number of bonus points you can earn and any
other terms at the time of the offer. How you can use your points: You
can use your points to redeem for any available reward options, which
may include eligible purchases on Amazon.com, travel, cash, and gift
cards. Point expiration/losing points: Your points do not expire
as long as your credit card account remains open, however, you will lose
all your points if your account is closed for any reason. Rewards Categories: Merchants
who accept Visa/MasterCard credit cards are assigned a merchant code,
which is determined by the merchant or its processor in accordance with
Visa/MasterCard procedures based on the kinds of products and services
they primarily sell. We group similar merchant codes into categories for
purposes of making rewards offers to you. Please note: We make every
effort to include all relevant merchant codes in our rewards categories.
However, even though a merchant or some of the items that it sells may
appear to fit within a rewards category, the merchant may not have a
merchant code in that category. When this occurs, purchases with that
merchant won't qualify for rewards offers on purchases in that category.
Purchases submitted by you, an authorized user, or the merchant through
third-party payment accounts, mobile or wireless card readers, online
or mobile digital wallets, or similar technology will not qualify in a
rewards category if the technology is not set up to process the purchase
in that rewards category. For more information about Chase rewards
categories, seewww.Chase.com/RewardsCategoryFAQs. Rewards Program Agreement: We
will mail you a Rewards Program Agreement containing additional rewards
program terms once your account is established. If you become a Chase
Online customer, your Rewards Program Agreement will be available online
as well.
Using your Points at Amazon.com Checkout (Shop with Points): Additional
Chase and Amazon.com Shop with Points service terms apply.
http://www.amazon.com/gp/shopwithpoints/marketing.html?pr=swpchaseur
Amazon, Amazon.com, the Amazon.com logo, the smile logo, and Shop with
Points are trademarks of Amazon.com Inc., or its affiliates.
Important Information from Amazon
Amazon is not a financial service provider and does not have any
information in respect of your financial situation, your credit history
or your suitability for any credit card. Please review the terms and
conditions of each credit card and rewards offer carefully to determine
what product may be best suited for you and your financial
circumstances.
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.
Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.
Additional Information/Frequently Asked Questions for Current Cardholders
Welcome Gift Card: If you applied for the Amazon.com Rewards Visa
card and were approved, an Amazon.com Gift Card will be automatically
loaded into your Amazon.com account. View Your Gift Card Balance
Making a Payment and Managing Your Account: It is easy to manage your account online at Chase.com. For instructions on making a payment, visit our Help pages.
Determining Points Available for Use at Amazon.com: Your
Amazon.com Rewards Visa Card points balance reflects your points balance
as of your last billing cycle. Points earned in a billing cycle
typically become available for use once the billing cycle has ended. You
can see the available points for use by logging into your account at Chase.com.
Getting Additional Help with Your Amazon.com Rewards Visa Card: The
Amazon.com Visa Rewards card is issued by Chase. For card servicing
requests or questions such as current balance, payment due date,
statement questions and more, please contact Chase at 1-888-247-4080, or
visit their website at Chase.com.
Other FAQs: Please visit our FAQ page for additional commonly asked questions.
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