CIMB Enrich Platinum MasterCard, CIMB BANK

Apply  for CIMB Enrich Platinum MasterCard  to earn 1,500 Welcome Bonus Miles and stand a chance to win a pair of return tickets to Australia, China, Japan or other destinations!*

Let Us Call You » Apply Now »

Features & Benefits

No Annual Fee

Just all the travel perks you want.

Earn UNLIMITED* Bonus Miles

Earn 1 Bonus Mile for every RM4 spent locally & overseas¹.


^*UNLIMITED Bonus Miles shall be subject to the actual retail amount spent and the CIMB Enrich MasterCard Co-Brand Card Plan Terms and Conditions.

¹ Overseas spend refers to retail transactions that are charged at merchants whose registered country code is outside of Malaysia.

1 Bonus Mile = 1 Enrich Mile.
Conversion of Bonus Miles must be in multiple of 1,000 Bonus Miles.

Bonus Miles validity: 3 years

2x Exclusive access to Malaysia Airlines Golden Lounge worldwide*

Present your original Golden Lounge voucher together with your Malaysia Airlines boarding pass at any Golden Lounge operated by Malaysia Airlines and you’ll be pampered with true Malaysian Hospitality .

Malaysia Airlines Golden Lounges  are located at:

KLIA International

KLIA Regional

KLIA Domestic

London

Melbourne

Penang

Kota Kinabalu

Kuching

^*Golden Lounge vouchers are issued to the Principal cardmember only.

Up to RM1 Million Travel Insurance Coverage*

Receive automatic travel insurance coverage when you charge the full fare of your airlines tickets to your CIMB Enrich Platinum MasterCard.

This travel insurance coverage also includes travel inconveniences such as lost baggage or flight delays.

^*Subject to Air Flight Travel PA Insurance Terms and Conditions. For the full Terms and Conditions, please click here

*Sign-Up Offer

Apply now to receive 1,500 Welcome Bonus Miles¹ plus stand a chance to be one of the 12 lucky winners to win a pair of return tickets²  to Australia, China, Japan or other destinations. Just spend a minimum of RM500 within 60 days from your card approval date.
Campaign period : 5 October till 31 December 2016
¹ Only New-to-Bank card applicant ( i.e. persons who do not currently hold any CIMB Bank credit cards) shall be entitled to receive the 1,500 Welcome Bonus Miles. Click here to view the full terms and conditions governing the 1,500 Welcome Bonus Miles offer.
² This is applicable to New-to-Bank card applicant as well as existing CIMB cardholder applying for CIMB Enrich Platinum MasterCard as additional card. There will be a total of 12 winners throughout the campaign period. Each winner will receive 100,000 Enrich Miles which are redeemable for a pair of return Economy Class Malaysian Airlines ticket to Australia, China, Japan or any other destinations where Malaysia Airlines operate. Kindly refer to the website of the Malaysia Airlines at www.malaysiaairlines.com to find out more on the Enrich Miles conversion rate and the list of the selected countries/cities where Malaysia Airlines operates. Winner must complete travel on or before 31 December 2017.
The prize of 100,000 Enrich Miles redeemable at Malaysia Airlines Berhad (“Malaysia Airlines”) for a pair of return Economy Class Malaysia Airlines Tickets is subject to:
(i) Malaysia Airlines terms and conditions and General Conditions of Carriage and the rules and regulations governing the use of such transportation in force from time to time;
(ii) Malaysia Airlines Enrich Miles Redemption terms and conditions; and
(iii) “Apply CIMB Enrich Platinum MasterCard and win a pair of return tickets to Australia, China, Japan or other destinations” terms and conditions. Click here to view the full terms and conditions.
For full details on item (i) and (ii), please visit www.malaysiaairlines.com.

Redeem your Bonus Miles easily with any of these methods:

Website

Visit CIMB Member Rewards Programme

 

Form

Download the Order Form and fax the complete form to +603 2180 7419

 

Contact Us

Call CIMB Customer Service Centre at +603 6204 7799

Privileges

• CIMB Shopping & Dining Privileges
  Discover amazing privileges when you shop and exclusive offers when you dine.
  
  Check out our shopping privileges here
  Check out our dining privileges here

Eligibility & Requirements

The minimum income requirement for CIMB Enrich Platinum MasterCard is RM24,000 per annum.

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CIMB PETRONAS MasterCard, CIMB BANK

The CIMB PETRONAS MasterCard® is now even more rewarding. Use it at PETRONAS to enjoy attractive rebates all year round!
Always better rebates with CIMB Bank.

Cash rebate* on PETRONAS spend

 

Exciting benefits**

• 0% Easy Pay Plan on down payment at Perodua Branches
• 10% off on car services at Perodua Service Centres

• 0% Easy Pay Plan on down payment at Nissan Sales Centres
• 10% off on NISSAN Genuine Spare Parts at Nissan TCEAS Service Outlets

• 15% off 2-year membership
• 20% off polish treatment at participating CARs International Outlets

• 60% off on off-wheel balancing and tyre rotation service at participating Lim Tayar Outlets

Terms & Conditions

*Cash rebate on PETRONAS spend is capped at RM50 per month per card.
**These benefits are valid until 31 December 2016.

1. 0.2% cash rebate applies on other retail spend with unlimited capping.
2. Statement balance includes any outstanding balances which are carried forward from previous month(s).
3. Other terms & conditions apply.

Not a CIMB Bank cardmember yet?

Apply Now »

 

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CIMB Islamic PETRONAS MasterCard, CIMB Bank

The CIMB Islamic PETRONAS MasterCard® is now even more rewarding. Use it at PETRONAS to enjoy attractive rebates all year round!
Always better rebates with CIMB Bank.

Cash rebate* on PETRONAS spend

 

Terms & Conditions

*Cash rebate on PETRONAS spend is capped at RM50 per month per card.
**These benefits are valid until 31 December 2016. SYM’s benefit is valid until 31 December 2015.

1. 0.2% cash rebate applies on other retail spend with unlimited capping.
2. Statement balance includes any outstanding balances which are carried forward from previous month(s).
3. Other terms & conditions apply.

Join us at the CIMB PETRONAS MasterCard ® launch event.
Date: 11 September 2015 (Friday)
Time: 4:30pm – 7:30pm
Venue: PETRONAS STATION, Jalan Kolam Air Lama, 68000 Ampang.
* Exciting performances * Attractive prizes * Goody bags and ice-cream up for grabs
* Vouchers with card application and CIMB Octo appearance

Not a CIMB Islamic Bank cardmember yet?

Let Us Call You »

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ACLEDA Credit Cards

ACLEDA Credit Card are electronic plastic cards issued by ACLEDA Bank Plc. to allow customers operate their banking services via ATM, POS terminal, or e-commerce to make withdrawals or pay for goods/services up to the existing credit line or up to the credit limit set by ACLEDA Bank Plc.

Benefits

• You can make a purchase order and pay for goods immediately but the settlement to the Bank can be made until the 28^th of each month without interest.
• Making cash withdrawals quickly via all ATMs where the VISA/MasterCard's logo is displayed throughout Cambodia and around the world anytime.
• Making payments via POS terminals at shops, hotels or companies both in local and overseas.
• Making a purchase order via e-commerce system such as buying goods, booking air tickets or hotels rooms etc.
• Safety and convenience by not having to carry money.
• Possibility of operating transactions anywhere worldwide with valuable consumer protections under the law.

Type of ACLEDA Credit Cards

• ACLEDA VISA Credit Card is a type of ACLEDA Credit Card which the logo of ACLEDA Bank Plc. and VISA are displayed including:
• ACLEDA VISA Credit Card - Classic
• ACLEDA VISA Credit Card - Gold/VIP
• ACLEDA VISA Credit Card - Platinum/VVIP
• ACLEDA MasterCard Credit Card is a type of ACLEDA Credit Card which the logo of ACLEDA Bank Plc. and MasterCard are displayed including:
• ACLEDA MasterCard Credit Card - Standard
• ACLEDA MasterCard Credit Card - Gold/VIP
• ACLEDA MasterCard Credit Card - Platinum/VVIP

Currency

Currency of ACLEDA Credit Card is available in US dollar. If you make withdrawals or payments in other currency, the system will convert it automatically based on the VISA/MasterCard's exchange rates at the time of settlement.

Transaction

• ATM
• Making withdrawals via ACLEDA ATMs.
• Making withdrawals via other banks' ATMs in Cambodia.
• Making withdrawals via other overseas banks' ATMs.
• View credit statement via ACLEDA ATMs or other local and overseas bank's ATMs.
• POS Terminal
• Paying for goods/services via ACLEDA POS or other banks's POS in Cambodia and worldwide.
• Making withdrawals via ACLEDA POS at the Bank's counters.
• Making withdrawals via ACLEDA POS at any shops, if they agree.
• Making withdrawals via POS at other banks' counters in Cambodia.
• Making withdrawals via POS at other overseas banks's counters.
• E-Commerce
• Pay for goods/services via e-commerce system (Online Shopping) both in local and overseas worldwide.

Requirements

• Individual
• Be a majority;
• Have identity card, passport, family book, or any valid documents;
• Have an account with ACLEDA Bank Plc. such as Savings Account or Current Account;
• Have a permanent address in Cambodia or personal contact (mobile number and/or e-mail);
• Have any collateral (land, building, deposit account, or guarantee letter etc.);
• Have a proper work, salary or any sufficient income and good reputation or good credit payment history and guarantor; if not having any collateral.
• Corporate
• Have a proxy letter or resolution;
• Have identity card, passport, family book, or any valid documents of company's representative;
• Provide memorandum, articles of corporate, patent, business registration certificate, or any valid documents;
• Have an account with ACLEDA Bank Plc. such as Savings Account or Current Account;
• Have a company's address in Cambodia or personal contact (mobile number and/or e-mail);
• Have any collateral (land, building, deposit account, or guarantee letter etc.).

How to Apply

• Please go to ACLEDA Bank's branch and bring the requirement documents.
• You can apply for credit card as the following:
• E-mail to ACLEDA Bank.
• Apply via our officer of ACLEDA Bank Plc.'s branch.
• Apply via website www.acledabank.com.kh/form/eng/acledacard.

Security Conditions

• Do not store password in any objects; it should be memorized for convenient use.
• Do not tell or let anyone see your password when you are using it. Standing closer to the ATM and make sure no one is watching you as you enter the password.
• Change your password frequently.
• Enter an incorrect password 3 times consecutively, your card will be blocked (if using with ACLEDA POS or ATM).
• Do not tell or let anyone see your card information except making transaction via e-commerce by enter card number, expiration date, CVV2/CSC, and/or secure number that sent (SMS) to your mobile number or generated by Hard/Soft Token *.
• If your card is lost or stolen, you must immediately notify ACLEDA Bank. If you inform via a telephone, please notify in a letter within 2 days later of the bank's working day.

Note: * Hard/Soft Token is a tool or an application installed on your smart phone when registering and it is used to generate One Time Password (OTP).

 

Call Center (24/7)

Any comment or inquiry?

+855­ (0)23 994 444
+855­ (0)15 999 233
inquiry@acledabank.com.kh

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Virtual MasterCard, ABA Bank

We cooperated with MasterCard® to present you completely free Virtual MasterCard that makes your online shopping experience even more easy, convenient and secure.

What is a Virtual Card

Virtual Card is an instantly issued on-screen image of a prepaid card bearing the logo of MasterCard. It has all the properties and attributes of real payment card, but only exists virtually and does not have a physical carrier. 

With Virtual MasterCard from ABA you can make payments or purchases exactly the same way as with real card on any online store that displays MasterCard logo, including Amazon, EBay or AliExpress.

How it works

Upon your request, we randomly generate virtual card number that enables you to make online purchases or payments without revealing the primary account or card details. The transaction-level authorization controls let you define how, where and when your account is used. You credit the card only with the necessary amount immediately before each shopping and use it for a predefined period, after which the unused money will be credited back to your main account.

Advantages

• No issuance and annual fee*
• Instant issuance of the card
• Safe online payments
• Notification on each transaction**
• Security and anonymousness

* One ABA Virtual card per month is issued for free. Any consecutive issue within the month will be charged $3 per card.
**ABA Mobile app required (free of charge). Learn more here.

How to apply

Currently, you can issue Virtual MasterCard on your own through ABA Internet Banking service*. If you are new to ABA, you will first need to open an account with us. To learn how to create your Virtual Card, click here.
*Having account in ABA and subscription for Internet banking service is required.

Conditions

Currency	USD, EUR, AUS & THB*
Initial opening balance	USD 10.00**
Minimum balance	USD 10.00
Interest rate	0.75% p.a.
Interest payment	Semiannual or upon account closure
Monthly account service	Free
Withdrawals	Unlimited withdrawals provided that the minimum on­-going balance is preserved on the account
Inter-regional branch cash deposit/withdrawal	Daily limit of USD 30,000***
Replenishment	Unlimited transactions in cash or non-­cash forms are allowed

_{* Withdrawal is allowed in only USD using the Bank’s prevailing exchange rates regardless of deposit was made in other non-­USD currencies, and cash deposit commission rate is 1.5% of the total deposit amounts.
** Minimum opening balance of USD 50 for non­-resident customers.
*** In case of exceeding the daily limit, 0.10% or minimum $1 (whichever higher) fee will be applied.}

Benefits

Along with the interest rate on your funds, some additional features are available:

• Free UnionPay debit card
• Free E­-Service*
• Free Passbook
• Free access to your account through Internet Banking** and Mobile app
• Free monthly account statement (upon customer request)
• Free standing order service

* Free SMS and/or Email Notification for Inward and Outward transaction. USD 3 per month for SMS Notification for any deposit and withdrawal transactions.
** Free SMS Dynamic Authentication mode. One-­off fee USD 25 for a CryptoCalculator Device.

You can

• flexibly earn money on your money – interest is accrued on daily basis and paid on semiannual basis or
  upon account closure;
• conveniently access your account balance through Debit Master or Visa Card, iBanking or visiting one of the ABA Bank’s Branches;
• flexibly withdraw funds from your current account at any time provided that the minimum ongoing balance is preserved on the account without any additional cost;
• transact inward & outward remittances necessary balance to be used while remaining balance keeps earning money for you;
• deposit additional funds into your account without restriction;
• feel secured with getting instant information about your account for free by using our SMS and E­Service.

Requirements

To be eligible for ABA Savings Account you need to:

• Be at least 15 years old for local citizen and 18 years old for foreigner;
• Bring your passport or national ID for local citizen and passport with entry visa for foreigner (all documents must be valid);
• Complete our Application form.

How to apply?

Visit one of our branches and meet our Relationship Manager who will guide you through the application procedure,or give us a call at 023 225 333 for further information.

Important information:

^{Terms and conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers. The information on this webpage is prepared for informational purposes only. For further information, please visit your nearest ABA Bank branch or give us a call at (+855) 23 225 333.}

Taking care of security

Here are the essential tips to protect yourself while making payments on the Internet:

• Assure yourself of the reputation of the Internet trader before disclosing your card details. To protect the funds, we recommend to you to shop from well-known and reliable sites and traders!
• Before entering information about your card on the Internet, make sure that the address starts with . This means that the entered information is encoded and cannot be captured by a scammer.
• Do not respond to an e-mail, in which someone asks you to confirm data about your card or username and password for your registration on the Internet.
• We recommend you to shop on the Internet at web sites, bearing the logo “SecureCode” and “3D-Secure” from MasterCard. These are the most contemporary systems, which provide security upon the transmission of data and payments on Internet sites.

Please remember that ABA Bank never requests the full number and information about your card or your PIN code!

About us

ABA Bank is one of Cambodia's premier banking institutions founded in 1996 as the Advanced Bank of Asia Limited.

ABA Bank is now a multi-branch network universal commercial bank offering a full range of products and services to all Cambodians. The Bank holds an assertive and leading position in the financial market thanks to a strategy based on service differentiation, while catering to the needs of a diverse population living in regions with varying characteristics.

Currently ABA Bank provides full financial services through the nationwide network of 40 branches with 2 more outlets scheduled to open before the end of 2016.

The shareholders structure of ABA Bank is represented as follows:

	Shareholder	Share
		90.00%
	Mr. Damir Karassayev	10.00%

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Discover it® for Students

• Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam's Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
• Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
• Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
• No annual fee. No late fee on first late payment. No APR change for paying late.
• Get 100% U.S. based customer service & FICO^® Credit Scores for free on statements & online.
• Freeze It^SM on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.

• 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.24% - 22.24%.
• Click "APPLY NOW" to see rates, rewards, FICO^® Credit Score terms, Cashback Match^TM details & other information.

Sign-Up Offer

• Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
• Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

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Product Description

The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (September, 2016). Please click "Apply Now" above to see the most up to date terms and conditions.

Annual Percentage Rate
Purchase APR	13.24% - 22.24% (Variable)*
Balance Transfer APR	13.24% - 22.24% (Variable)*
Cash Advance APR	25.24% (Variable)*
Penalty APR	None
Overdraft APR	N/A
Fees
Annual Fee	None
Balance Transfer Fee	3% of the amount of each transfer
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee	None
Late Payment Fee	None the first time you pay late. After that, up to $37
Return Payment Fee	Up to $37
Over-the-Credit-Limit fee	None
Other Information
Rewards Type	Cash back
Issuer	Discover
Network	Discover
Application Eligibility	To be eligible for the Discover Student Credit Card you must be a college student.
Minimum Credit Quality (What's This)	Fair

Additional Details & Restrictions

* Intro purchase APR is 0% for 6 months from the date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by 11/10/2016; then the standard purchase APR applies. Standard purchase APR: from 13.24% variable to 22.24% variable depending on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: $.50. Cash advance fee: 5%, min. $10. Balance transfer fee: 3% Annual Fee: $0. Rates as of 7/31/2016. When we evaluate creditworthiness, we consider your credit report, all the information you provide and other information. Customers with the best credit profiles receive the lowest rate. Other customers receive higher rates and may be offered an account with different rates or terms, including no introductory rates or rewards incentives. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* REWARDS: We will send full terms and conditions with your card. Each quarterly 5% program has a cap on category purchases and you must sign up for each program. The amount of the cap may change. 5% category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Rewards have no expiration. We will credit your Account with your Cashback Bonus balance if your Account is closed or if you have not used it within 18 months. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. Call 1-800-347-3085 for more details.

* Sign up to earn 5% Cashback Bonus on up to $1,500 in purchases made at Home Improvement Stores and at Amazon.com from 7/1/16 (or the date on which you sign up, whichever is later) through 9/30/16. Home Improvement Stores are defined as home improvement retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com’s marketplace. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of Amazon.com Inc. or its Affiliates.

*Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it^(R) or Discover it^(R) chrome card who have a GPA of 3.0 or higher(or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Offer are subject to change.

* FICO^(R) Credit Score Terms: Your FICO^(R) Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score is provided on the statement for individual accounts and on Discover.com with key factors for individual and joint accounts. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO^(R) Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

* Cashback Match^TM:After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

* Freeze it: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

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Important Information from Amazon

The information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the current credit card and rewards terms and conditions on the financial institution's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances.

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.

*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.

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Discover it® Chrome

• Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
• 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
• 0% intro APR on purchases & balance transfers for 12 months-then a variable purchase APR applies, currently 11.24% - 23.24%. A 3% fee applies to each transferred balance.
• Pay with your rewards at Amazon.com or redeem cash back for any amount, any time. Cash rewards never expire.
• 100% U.S. based customer service.
• FICO^® Credit Scores for free on statements and online.

• No annual fee
• Click "APPLY NOW" to see rates, rewards, FICO^® Credit Score terms, Cashback Match^TM details & other information.

Sign-Up Offer

• Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
• 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter-no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.

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Product Description

The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (September, 2016). Please click "Apply Now" above to see the most up to date terms and conditions.

Card Benefits

- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed. 1% cash back on all your other purchases.
- 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 11.24% – 23.24%. A 3% fee applies to each transferred balance.
- Pay with your rewards at Amazon or redeem cash back for any amount, any time. Cash rewards never expire.

Annual Percentage Rate
Purchase APR	11.24% - 23.24% (Variable)*
Balance Transfer APR	11.24% - 23.24% (Variable)*
Cash Advance APR	25.24% (Variable)*
Penalty APR	None
Overdraft APR	N/A
Fees
Annual Fee	None
Balance Transfer Fee	3% of the amount of each transfer
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee	None
Late Payment Fee	None the first time you pay late. After that, up to $37
Return Payment Fee	Up to $37
Over-the-Credit-Limit-Fee	None
Other Information
Rewards Type	Cash back
Issuer	Discover
Network	Discover
Minimum Credit Quality (What's This)	Excellent

Additional Details & Restrictions

* Intro purchase APR is 0% for 12 months from the date of account opening; then the standard purchase APR applies. Intro balance transfer APR is 0% for 12 months from date of first transfer, for transfers under this offer that post to your account by 12/10/2016; then the standard purchase APR applies. Standard purchase APR: from 11.24% variable to 23.24% variable depending on your creditworthiness. Cash APR: 25.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: $.50. Cash advance fee: 5%, min. $10. Balance transfer fee: 3%. Annual Fee: $0. Rates as of 8/31/2016. When we evaluate creditworthiness, we consider your credit report, all the information you provide and other information. Customers with the best credit profiles receive the lowest rate. Other customers receive higher rates and may be offered an account with different rates or terms, including no introductory rates or rewards incentives. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* REWARDS: We will send full terms and conditions with your card. Earn a full 2% Cashback Bonus on your first $1000 in combined gas and restaurant purchases each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Gas and restaurant category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Gas and restaurant purchases are those made at merchants classified as gas stations and full service restaurants, cafes, cafeterias and fast-food locations. Purchases coded in categories other than these, including purchases made at warehouse clubs, wholesale distributors, and discount stores, will not qualify. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within 2 billing periods. You can redeem rewards in any amount at any time. Rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months. Redemption may not be available for approximately 24-48 hours if your card is lost or stolen. See Cashback Bonus Program Terms and Conditions for further details or call 1-800-347-3085.

* FICO^(R) Credit Score Terms: Your FICO^(R) Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score and key factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO^(R) Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO^(R) is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO^(R) Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO

* Cashback Match^TM: After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

* Freeze it: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

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Important Information from Amazon

The information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the current credit card and rewards terms and conditions on the financial institution's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances.

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.

*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.

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